All documents should be clear, valid, and officially certified to ensure smooth processing of the application
A. Identification Documentation Requirements
For Individual
- Photograph and copy of citizenship of the applicant/sponsor/guarantor/proprietor/shareholder/partner
- Copy of Individual PAN certificate (where applicable)
- Map of the applicants’/sponsor’s/guarantor’s residence
- Net worth statement of applicant/guarantor/sponsor
- Multiple Banking document
- Account in NMB Bank Ltd.
For Institution/Business
- Certificate of Incorporation (in case of organization)
- Valid Firm/Company registration certificate.
- MOA/AOA, Share Lagat, partnership deed (as applicable)
B. Income Documentation Requirements
For salaried individual
- Salary certificate from the employed organization/company (Not older than 3 months).
- Bank Statement for minimum 6 months, as applicable.
- Latest two salary slips (if any).
- Tax paid documents
For self-employed professionals
- Certificate of registered professional.
- Detail of income source/ profession.
- Proof of last 3 years of continuous practice (if any).
- Bank Statement for minimum 6 months, as applicable.
- Tax Paid documents
For business person
- Latest audited financial statement as per prevailing Company/Tax Act of Nepal.
- Bank Statement for minimum 6 months, as applicable.
- Certificate of Incorporation (in case of organization)
- Valid Firm/Company registration certificate.
- MOA/AOA, Share Lagat, partnership deed (as applicable)
- Recent tax paid receipt documents
For other sources
- Latest lease payment receipt or agreements, title deed of property. Future rental income will not be considered.
- Other rental income details. If the asset generating rental income is under loan from other financial institution, the Bank must take into consideration the residual income from such asset.
- Pension slip, interest received statement etc.
- Bank Statement for minimum 6 months, as applicable.
