Overview
Sustainability and value based banking is one of the driving factor for NMB bank, it is with this view point NMB bank has introduced “NMB Ujyalo Pension Bachat Khata”-a savings product variant which is targeted to the pensioners of energy sectors.
Eligibility
Pensioners from Energy Sector and Entities and who are not covered by other products.
Documentation
- Completely filled Personal Account Opening Form
- Copy of Citizenship Certificate
- One passport size photograph
- Product Declaration
- Pension Card of pensioners
Features
- Minimum Balance: Nil
- Interest Rates:
Click Here - *Insurance Facility for 5 years (Up to 5 family members of each pension account holders): Coverage up to:
- NPR. 10 Lakh Accidental Death and Permanent Total Disability Insurance(Flat Basis)
- NPR. 10 Lakh 18 Critical Illness Insurance
- NPR. 1 Lakh Medical Insurance (80K- Hospitalization and 20K-Domiciliary)
- Free issuance/renewal of NMB Delight Debit Card for 1st 5 years
- Free issuance/renewal of Omni-channel banking for 1st 5 years
- Free issuance/renewal of NMB Platinum or normal Credit card for 1st 5 years
- Free issuance/renewal of NMB Dollar Card, Prepaid Dollar Card and Virtual Dollar Card for 1st 5 year
- Free Fund Transfer Facility up to 30 transactions per month- NMB OmniChannel for 1st 5 years
- DEMAT – Free issuance/renewal for 1st 5 years
- Mero Share- Free for 1st 5 years
- Portfolio Management service 50% Discount (Yearly asset management Fee)
- Free Issuance of Balance Certificate/Good for Payment Cheque for 1st 5 Years
- 100% waiver on Safety Locker Deposit margin (subject to availability)
- 50% waiver on Annual Locker Charge (subject to availability) 1st 5 Years
- FCY rebate 20p- FCY buying (on published rate)
*Insurance Modality:
- In case of GPA and Critical Illness, 4-times of monthly average balance or up to NPR 1 Million whichever is lower
- In case of medical insurance coverage, 1/4th times of monthly average balance or up-to NPR. 100,000, whichever is lower
