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Premium Super Talab Khata is a deposit product with unique features and benefits, which is especially designed to the salaried employees of organization/institution. Premium Super Talab Bachat Khata is also known as INSURANCE benefit and ZERO balance payroll account. This saving deposit product provides higher return in savings and equally provide maximum facilities.


  • The organization must have opened current account in its name
  • The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals
  • The applicant must have payroll account with us and salary has to be routed through our Bank.


  • Additional identity proof (e.g. employee id, driving license, voter ID card etc.) and
  • Required documents from the company account
  • Completely filled Company Account Opening Form
  • Audited Financials for last one year
  • Copy of MOA, AOA/Partnership deed
  • Minute to open company account at NMB Bank


Special Feature: No Charge on cash withdrawal from any ATM all over Nepal plus Accidental Insurance coverage of up to NPR. 10, 00,000 (in words: Ten Lakh only) and coverage for 18 critical illness up to NPR. 700,000 (in words: Seven lakh only) and Medical insurance coverage of upto NPR. 100,000 (in words: One lakh only)

Basis Features
Target group Salaried employees of organization 
Minimum Balance Zero
Minimum Average Salary Not Applicable
Interest Rate https://nmb.com.np/interest-rate
Internet Banking Free for First Year
Mobile Banking  Free for First Year
Debit/Delight Card Free for First Year
Credit Card Facility of Credit Card
Accidental Insurance Coverage of  uptoRs. 10 Lakhs for Accountholder
Critical Illness Insurance Coverage of  uptoRs. 7 Lakhs for Accountholder
Medical Insurance Coverage of uptoRs. 1 Lakhs for Accountholder
ATM Cash withdrawal/Balance Enquiry No charge for withdrawal and balance enquiry from Any Bank’s ATM terminal in Nepal
Balance certificate issuance fee Free
Good for payment Cheque Free

Insurance Modality:
  • In case of GPA, 4-times of weighted annual average balance or up to NPR 1 Million whichever is lower
  • In case of Critical Illness, 4-times of weighted annual average balance or up to NPR 0.7 Million whichever is lower
  • In case of Medical Insurance Coverage, ¼th times of weighted annual average balance or up to NPR 1 Lakh whichever is lower


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