NMB Bank VISA Credit Card

Overview

NMB Bank Credit Card(Nepalese Rupee) is a chip based credit card, featured with Verified By Visa (VbV). With 3D Secure, you can render service for online payment to selected merchants with the NMB Bank Credit Card.

Benefits of NMB Bank VISA Credit Card:

No more hassle of carrying cash and risk of it being stolen or lost.
Saves time for withdrawing cash over the counter.
Convenience of accessing account from any ATM/POS 24 hours 365 days a year.
Inquire your account balance form any ATM terminals
Association with the Global brand of Visa International
Cash advance facility of 10% of the credit card limit

Please click here for FAQ

Eligibility

Eligibility:

Minimum age requirement :
- Primary: 22 years
- Supplementary: 16years
Should be Nepalese Nationals
Minimum Monthly Income
- Salaried: Rs.10,000/-
- Self-employed: Rs.12,000/-

Documentation

Criteria & documentation

Professionals & salaried individuals.
- Annual Salary Certificate from the Employer (At least 2 years of Service).
- Copy of Citizenship & Latest Photograph.
Partnership/Proprietorship/Self-employed
- Business in operation for 3 Years
- Company Registration document/s
- Latest Tax certificate and financial statement
- Copy Of Citizenship & latest Photograph
No income documents required for those who would like to take a credit card against:
- Lien on Fixed Deposit / Current or Savings Account With NMB Bank Ltd.

Features

Features:

Chip based secured credit card.
No need to have an Account at NMB Bank Ltd.
Flexible payment option between 10% to 100%
Auto Debit Facility
Advance Cash withdrawal facility of 10% of credit limit or Rs.16,000/- whichever is lower
Supplementary Card Facility
Over-limit Facility (upto 10% of the limit)
Wide acceptance in India and Nepal
E-statement service
Maximum 45 days of Credit facility
3D Secure Service to facilitate Safe Online Payment
Convenient and Safe

FAQ

How long will it take for me to get a credit card?

It will take minimum 3 to 6 days after the approval depending upon the document provided by Card Applicant at NMB Bank.

What are the applicable fees and charges for credit cards?

For detailed information regarding the schedule of fees and charges applicable for NMB Credit Cards, you may contact any of our NMB Bank Branches or may speak to our support at 24/7 help line service at Card Center. Fees & charges

Where are credit cards accepted?

Credit Cards are accepted in Nepal & India on terminal accepting the VISA Card Brand.

Can I know all the facts related to my credit limit?

You can speak to our representatives at 24/7 help line service at Card Center to inquire about your credit limit. Card Center: Please call 24-Hour Card Center Care at 9851176101/9851176102 or email at card@nmb.com.np from your registered mobile number or nearest branch to know your credit Limit.

What is statement date?

It is a date when the monthly card transaction/dues are generated in a statement and same is forwarded to the card holders for settlement within a payment due date, i.e. generally 15 days period. Statement will be delivered to the cardholders every 25th of English Calendar.

What is payment due date?

It is the last date by which the card due as mentioned in the statement needs to be settled. If you have assigned your NMB Bank Account for your Credit Card, then based on your monthly card statement you shall maintain sufficient balance in your account and the system will automatically settle your dues from the 15th day of the Statement delivered to you.

How can I change/update my details in credit card account?

You may contact the respective branch where you have maintained your account with or may contact our representatives 24/7 help line service at Card Center Care at 9851176101/9851176102 or email at card@nmb.com.np

Can I use my credit card for online purchases?

Yes. However, online transaction limits are set to zero by default. To avail Credit Card Online Service, you need to submit an application to enable online transaction limit to your respective branch or at Card Center.

What do I do if my credit card is declined?

There are various reasons wherein a credit card may get declined. Point here is to note that committing a transaction by a credit card involves multiple parties. An error or connection fluctuation in any party may result decline of a card. If your card gets declined, it is not necessary that your card has any problem. Please contact representatives at 24/7 help line service at Card Center.

Want to know why interest charges are levied?

Interest charges are levied for the credit facility that cardholder enjoys on Credit Card.

What if I cross my credit limit?

If you cross your credit limit for any reason, you should settle the card dues as early as possible. This will not only refresh the card limit but also saves you from additional charge/fees applicable.

How do I pay my credit card bill?

For the repayment of Credit Card bill, you may opt any of the below listed option: Cash Payment Mode: You can visit your nearest NMB Bank branch and fill up the Credit Card Payment Voucher and deposit the required amount. Account Debit Mode: If you have provided your NMB Bank Account for your Credit Card, then based on your monthly card statement you can maintain sufficient balance in your account and the system will automatically settle your dues on the due date Mobile Banking Mode: If you have a NMB Mobile Banking App, you can pay the dues of Credit Card. Payment---Merchant Payment---Credit Card Payment Internet Banking Mode: If you have a NMB Internet Banking App, you can pay the dues of Credit Card. Payment---Bill Payment---Merchant Group as OTHERS---Pay For Credit Card Bill Payment Third Party Channel: You can pay NMB Credit Card due from various third party channels such as e-Sewa, Khalti and so on.

How do I pay my Credit Card dues?

You can pay your credit card dues through NMB Banks' Mobile Banking, Internet Banking, Connect Ips, e-Sewa, Khalti and visiting nearest branch of NMB Bank.

Rates & Fees

For the rates and fees, you can find the details in the STC page.

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