NMB Bank
Overview

NMB Talab Khata is designed to provide one stop solution for your convenience, to help you make the most out of your salary. It offers unique features and benefits relevant to your needs.

Special Feature: No Charge on cash withdrawal from any ATM all over Nepal plus Accidental Insurance of NPR. 700,000 (in words: Seven Lakh only-).

Eligibility
  • The organization must have opened current account in its name

  • The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals

  • The applicant must have payroll account with us and salary has to be routed through our Bank.

Documentation

Additional identity proof (eg employee id, driving license,  voter id card etc..) and

  • Required documents from the company account
    • Completely filled Company Account Opening Form
    • Audited Financials for last one year
    • Copy of MOA, AOA/Partnership deed
    • Minute to open company account at NMB Bank
Features
  • Free issuance of NMB Delight Card. (Free 1st Year Only. Delight. Card charge as per Standard Tariff Charge (STC) after 1st year)

  • Free issuance of NMB Mobile Banking (As per STC from second year onwards.)

  • Free issuance of NMB Internet Banking (As per STC from second year onwards.)

  • Free Demat. (Renewal Charge as per STC from second year onwards.)

  • Free unlimited cash withdrawal through any ATMs inside the country

  • Cash withdrawal charge in any ATM in India at NPR 150.

  • Free ABBS

    • Accidental death insurance coverage- 5 times of account balance (one day prior to death incident) or 7 Lakhs whichever is lower.
    • Free Issuance of Balance Certificate/Good for Payment Cheques

    • 50% waiver on annual Safe Deposit Locker Charge (subject to availability)

    • 25% waiver on loan processing fees for loans availed from NMB Bank.

FAQ
NMB Talab Khata is a payroll savings deposit product especially designed for employees/ salaried individuals with unique feature of no charges on cash withdrawal facility from any ATM all over Nepal and Accidental Death Insurance of 5-times average deposit or NPR 500K whichever is lower.
Interest rate on Talab Khata is 6.50% p.a. (subject to change). This is one of the highest interest earning products amongst the available products with us.
Interest earned on Talab Bachat Khata shall be calculated on daily basis and credited on Quarterly basis.
The features on NMB Talab Khata are as follows:
  • Free issuance of NMB Delight Card. (Free 1st Year Only. Delight. Card charge as per Standard Tariff Charge (STC) after 1st year)
  • Free issuance of NMB Mobile Banking (As per STC from second year onwards.)
  • Free issuance of NMB Internet Banking (As per STC from second year onwards.)
  • Free Demat. (Renewal Charge as per STC from second year onwards.)
  • Free unlimited cash withdrawal through any ATMs inside the country.
  • Cash withdrawal charge in any ATM in India at NPR 150.
  • Free ABBS
  • Accidental Death Insurance of 5-times average deposit or NPR 500K whichever is lower.
  • Free Issuance of Balance Certificate/Good for Payment Cheques
  • 50% waiver on annual Safe Deposit Locker Charge (subject to availability)
  • 25% waiver on loan processing fees for loans availed from NMB Bank.
It is the same as other normal saving account. You can fill the account opening form online in the Bank’s website or by visiting a branch at a location nearest to you. The documents required to open the account are as follows
    a) Nepalese Citizen
  • Completely filled Personal Account Opening Form
  • Copy of Citizenship Certificate
  • One passport size photograph
b) Foreign Individual
  • Full Name, Photo, Surname, Address, ( As per Identification Document)
  • Foreign address( Permanent and current address)
  • Nepal' address
  • Self certified copy of Valid passport with valid VISA ( passport number, issuing country, Date of issuance and expiry date)
  • c) For Indian Nationals
    • Certified valid Passport copy or Identification document issued by Government of India along with letter of Indian Embassy.
    • Other details shall be obtained as per bank's AOF/KYC form
    • Thumb print should be required in account opening form
    • Other details shall be required as per NRB directives and its amendment.
    d) For Refugee
    • Certified copy of lD or refugee which has been issued by Nepal Government or other authorized body/agency shall be obtained instead of Citizenship Certificate.
The documents required to open the company account are as follows: • Completely filled Company Account Opening Form • Director(s)/ Signatorie(s) copy of Citizenship Certificate • Audited Financials for last one year • Registration documents and tax related documents such as PAN or Vat Certificate (if registered in VAT) • Copy of MOA, AOA/Partnership deed • Tax clearance certificate of last year (not required for new company) • Minute to open company account at NMB Bank
• The organization must have opened current account in its name. • The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals • The applicant must have payroll account with us and salary has to be routed through our Bank.
There are no charges if you close your account after six month of account opening date. However if you close your account before 6 months, the closing charge is Rs. 100.
You can select internet and mobile banking option at the time of filling account opening form or later you can visit nearby branch to activate this service. After the activation you will receive 4 digit SMS txnpin and GPRS login in your registered mobile number. You can use mobile banking in offline as well as in online mode. In online mode GPRS login will be used while in offline mode SMS txnpin will be used. • For mobile banking: GPRS login will be used as a mobile banking password and SMS txnpin will be used as transaction password. • For internet banking: You will receive an e-mail from NMB bank stating user id and login password.
Rates & Fees
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